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High Risk Merchant Accounts From Mid Kingz

E-Commerce Credit Card Payment solutions Individualized to Meet Your Business Needs

Merchant Accounts for High Risk Industries

  • Offshore & International Merchants
  • No Volume Caps on Transactions
  • Poor Credit History Not a Problem
  • Processing History Not Required
  • Multi-Currency Merchant Account
  • Online Virtual Terminal Access

High Risk Merchant Accounts – Summary

Many businesses offering services or selling products need to accept payments from their customers through non-cash type of transactions, such as credit cards, echeck or ACH. In order to process these types of payments a merchant account is needed.

A common problem that many of these high risk businesses face, is that some banks and credit card processors consider certain types of industries or businesses to be considered “high risk” and are reluctant to provide them with merchant services. This is where we can step in and help out with processing your payments.

Why your business might be categorized as “high risk” merchant?

If you run an online business with a higher risk of chargebacks and want to process credit card transactions, you need a high-risk merchant account. But what is a high-risk merchant account and how do you know you need one?

To open a high-risk merchant account, you need to find an acquiring bank that will underwrite your business. However, to increase your chances of getting an account it’s better to ask a reliable payment service provider for assistance.

The list below is just a few examples of the industries Mid Kingz services:



We know the importance of assuring that everything has been set and is running correctly for a business to be successful. We take our job seriously and, providing you a quick turnaround on approval is our goal. The faster we work, the faster you’ll start seeing your rate of return.



We don’t just process credit cards, and neither does your business. By providing different payment options, it helps expand your customer database too. Along with this is ensuring that you collect your revenue in a timely fashion.



If these describe your business, you will need a merchant account that can include load-balancing gateways and multiple MIDs. At Mid Kingz, you will have the support of our specialists to help guide you along the way with any questions.


A high-risk merchant account is a payment processing account for businesses considered to be of high risk to the banks. As high-risk businesses are more prone to chargebacks, they come with the need for paying higher fees for merchant services.

Before you apply for a merchant account, it’s good to know whether you’re a high-risk merchant or a low-risk one. Merchant account providers have their criteria for categorizing businesses in terms of their potential risk, but there are several characteristics for both groups of merchants.

Note that every payment processor has its own set of guidelines, but there are some common similarities between these types of businesses.

General indicators for low-risk merchants are the following (but there are many other factors, and it’s based on compliance’s general evaluation):

Less than $20,000 processed monthly
Average credit card transaction is less than $500
The industry that a merchant operates in is considered low risk (these are, for instance, low risk-clothes and shoes, household goods, baby products)
Zero to low chargeback ratio
Minimized returns.

The more chargebacks a business comes with, the higher the risk. Therefore, the main factors that matter are industry reputation and processing history (it’s recommended to keep your chargeback ratio lower than 0.9% of your total transactions).

Here are overall characteristics of a high risk merchant, but note that it widely differs based on a certain payment processor’s guidelines:

More than $20,000 monthly sales volume
Average credit card transaction higher than $500
A business sells products and services to countries known for high levels of fraud
Bad credit history and excessive chargebacks.

Apply for a High Risk Merchant Account Today!

Seeking a High risk merchant account to accept payment through credit cards – Mid Kingz Solutions is here to help you around the clock.

Request a Free Consultation! In case you have any queries, feel free to call us on 844-643-5464 or write us at [email protected].

High Risk Merchant Accounts with Competitive Rates

Not only does Mid Kingz offer high risk merchant account solutions with each of the above, but it does so with first class customer support. We’ve been in this business for 15 years, thus giving you the comfort of knowing your business is in good hands.

Get Approved by Mid Kingz

Through our wide range of acquiring bank partners, we can deliver custom payment processing solutions that can have your business accept credit cards within days.

  • High Risk Credit Card Processing Services
  • PCI Compliant Payment Gateway
  • Credit Card Types
  • Supported Currencies
  • 3D Secure Credit Card Processing
  • Offshore Company Registrations
  • Top-Notch Customer Service
Request a free consultation

and start scaling today!